Thank you for visiting our website, owned and operated by CARE BROKERS LLC (https://affordablecare.ai/, “we,” “us,” or “our”). We are committed to protecting your privacy and ensuring transparency regarding how we collect, use, and do not share your information
By using our website and services, including providing your information to request insurance quotes or other financial product recommendations, you agree to this Privacy Policy and consent to being contacted by our brand, including through automated and AI-powered systems.

We care about your privacy and have drafted this policy to be as easy-to-read as possible. Please read it and feel free to reach out with any questions using the contact methods provided below.

A. SCOPE OF THIS PRIVACY POLICY

This Privacy Policy explains how we collect, use, and do not share your personal information when you interact with our website and services (collectively, the "Services"). It does not apply to third-party websites or services we do not control.

When interacting with third parties (e.g., insurance carriers or financial services providers), we encourage you to review their privacy policies to understand their data practices.

B. INFORMATION WE COLLECT

We collect information in the following ways:

1. INFORMATION YOU PROVIDE

You may provide personal and non-personal information when using our Services, such as:

a. Personal Information: Name, address, email, phone number, Social Security number, and other identifiers.
b. Non-Personal Information: Gender, income, and product preferences.

When you provide this information, you consent to its use for the purposes described in this Privacy Policy, including automated and AI-powered communications.

2. INFORMATION AUTOMATICALLY COLLECT

We collect Usage Information about how you interact with our Services, such as:

a. Device Information: Operating system, browser type, and unique device identifiers.

b. Log Information: IP address, time of access, and activity on our website.

c. Reidentification Data: Connecting your current activity with previous interactions.

d. Location Information: Based on IP address or device settings.

3. INFORMATION FROM THIRD PARTIES

We may collect additional information about you from third parties, such as public databases or demographic providers, to enhance personalization.

a.Consent Note: If you provide information about others, you confirm that you have their permission to do so and to allow us to use that information as described.

C. HOW WE USE YOUR INFORMATION

We use the information we collect to:

Provide personalized insurance and financial product recommendations.Improve our Services and user experience.Contact you through automated and AI-powered communication systems to follow up on your inquiries.Connect you with licensed insurance agents to assist with your needs.Comply with legal requirements and detect fraudulent activities.

a. Explicit Consent for Contact: By submitting your information, you agree to Our Brand Contacting You. We may reach out to you via phone, email, or text for the purpose of addressing your inquiries.

b.Automated and AI Communications: You consent to receiving communications from automated systems, including AI-powered virtual assistants.You may withdraw this consent at any time as outlined in Section E.

D. SHARE AND SELLING INFORMATION

We do not share or sell your information.

E. YOUR PRIVACY CHOICES

You have the following rights and options regarding your data:

a. Withdrawing Consent: Reply “STOP” to opt out of text messages.Unsubscribe from emails using the link provided.Contact us to be added to our Do Not Call list.

b. Adjusting Browser Settings:Refuse cookies or update privacy settings on your device.

c. Accessing or Deleting Data:Request a copy of your data or ask us to delete it by contacting [email protected].
d. Consent Recordkeeping: We maintain a record of your consent for compliance purposes. If you wish to review or update your consent status, contact us directly.

F. HOW WE PROTECT YOUR INFORMATION
We use administrative, technical, and physical safeguards to secure your personal data. While no system is completely secure, we continuously work to protect your information. Notify us immediately if you suspect a data breach.

G. UPDATES TO THIS PRIVACY POLICY

This Privacy Policy is effective as of 01/10/2025. We may update it periodically to reflect changes in laws or our practices. Continued use of our Services after updates constitutes acceptance of the revised policy.

H. CONTACT US

If you have questions about this Privacy Policy or your privacy rights, contact us at [email protected]